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Undergoung Utilities and their Standard Colors

It is now easier to know what an underground utility line is for. The risk was high before when people could not easily identify the type of utility lines underneath whenever they dig. Today, the risks have been lessened although not completely eliminated. In order to prevent harm, it is important to know or identify these utility lines if your need to dig the ground. Before digging through a certain piece of land, the OSHA requires that the underground utilities be located. You dont want something disastrous to occur. If you hit any of the underground utility lines while digging then you can be fatally injured. The location of the areas where the lines were struck can experience service interruption. To prevent these types of incidents, it is important for property owners to call 811 so utility companies can identify their undergoing lines. Utility companies can then mark out their respective lines when you call them out.

Marking lines may lessen the risks but there are time when accidents still happen. It is said that every 6 minutes, there is a utility line that is struck. Traffic lights, wastewater pipes, telecommunication lines, etc. are affected when lines are struck. This is then something that affects public health and safety.

Companies can locate utility lines through the use of GPR or Ground Penetrating Radar. This has made it easier to locate utility lies underground and other important things. Calling 811 is enough for the property owner to let companies located their lines.

There are certain colors that mark different utility lines for easy identification. Below are some of the colors used for different utility lines.

Proposed excavation sites use white lines. Area that will be excavated in the future are marked.

Temporary survey markings use pink lines. Legal property boundaries are marked off by these pink lines.

Red lines are used to mark electric power lines, cable, conduit, and lighting cable. The color red is perfect for electric works because it is associated with fire and danger.

Lines for gas, oil, steam, petroleum, and gaseous materials use the color yellow. Bright yellow is an appropriate warning color since it is very disastrous to have a natural gas leak.

Orange lines are used for communication, alarm, signal lines, cable or conduit. If you see blue lines then these are lines for potable water. Reclaimed water, irrigation, and slurry lines used purple lines. If you see the color green, then it indicates sewer and drain lines. You can derail any project for a long time if you hit these lines.

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Do You Want To Know What Banks Offer Doctor’s Mortgages?

Different professionals will get different mortgages from banks. One of the most exciting things you can do to yourself is buying your own home.

There are no high-interest rates when it comes to mortgages for doctors. The down payment is zero or meager on these morgages.

Banks will not offer loans to any Doctor they will focus on the employment contracts so that they can do the landing.
As compared to the student loans that mortgage for doctors are better.

It is important to understand that many financial institutions have opened great opportunities for doctors to take loans or mortgages.

For example, SunTrust bank has a variety of mortgages for doctors which they can take . For practicing doctors they can get up to 1 million dollar financing because the bank offers 95% financing. With the bank, you can choose either a fixed or an adjustable-rate option.
In addition to the 95% financing, the bank can offer a $750000 loan which the bank does not care whether you are a resident or an intern. For any individual in the medical industry, they can be able to get coverage from the bank. This means the bank has loans for nurses and other specialists.

Bb&t bank also gives doctors mortgages. Only those doctors that are practicing medicine can get the mortgage loan from this Bank. You are also required to have exited the residency for 10 years and get recommendations from your colleagues.

When you have all the requirements you can get 95% financing from the bank. You don’t need private mortgage insurance to get the financing . Click here to see more information on loans for nurses.

The Bank of America in another institution that has specialized mortgages for doctors. You can get a variety of home mortgages from this bank since it has a wide range of options. As a doctor you are required to have a credit score of 720 or beyond so that you access this mortgage loan. You are also required to have a savings or our checking account from the bank. It is also expected of you to make a 5% down payment of the home you want to buy. See more information about the rates of loans for nurses in the Bank of America.

It is important that you consider the highlighted banks and their requirements so that you can get the mortgage loan that you want. To avoid being bound by loans it is important that you take precautions on what you’re involving yourself into. Learn more about mortgages for doctors on this website.